How A New Millennium Home Loan Benefits A Homeowner In a Katrina Like Disaster

Hurricane Katrina has taken it’s toll up in a 4 State region along the Gulf Coast. Many homeowners have been left at with huge repair and little or no insurance money to help with the fix-ups. A New Millennium Home might just be the solution for Future Katrina Like Disaster

Many People are stuck in the mentality that getting a 30 year fixed rate mortgage and then making extra payments to the bank to pay off the mortgage sooner is the best way. A Homeowner with a $200,000 would pay $1,135 a month. If they were to add $200 additional each month their payment would be $1,335 a Month. Lets say they pay on this mortgage for 10 years and a Hurricane Katrina Like Disaster hits and destroys their home and for whatever reason the Insurance covers little or none of the damage what do they have left Nothing and they still owe over $130,000 on the Home Loan.

A New Millennium Home Loan works on the principle of getting a loan with a low interest rate and investing the difference. A power option ARM is available on a $200,000 loan with a payment of $734 for the first 5 years.

If a Homeowner were to get a loan like this and invest the $600 a month savings at an 8 percent return he would have over $109,000 in the investment account at the 10 year mark. $109,000 that could be used to rebuild. If that same homeowner would continue to make this $600 a Month payment for 254 months (The Time it took the Previous homeowner to pay off their house) He would have over $395,000 in investments.

Top 10 Network Marketing Tips – Network Marketing Tips To Explode Your Business! (No 9 Is Critical)

Here are my top 10 network marketing tips to help you explode your network marketing business. Focus on them daily and you will be amazed at how fast you will see results.

Top 10 Network Marketing Tips

Tip #1: Put your goals in writing.

Have a long-term goal, such as three years and then break it down to yearly goals like year 1, year 2, etc.. Then write down your plan of action required to reach those goals. When you put it in writing and post it where you can see it daily, it is much more destined to work for you.

Tip #2: Get started today!

Don’t wait for the stars to align or everything to be just perfect because it won’t happen. Take action immediately. In fact, write out a daily “to do” list for the first 30 days and make sure there is at least 30 minutes daily given to prospecting, marketing, or advertising. Too many people keep putting things off until tomorrow and tomorrow never comes.

Tip #3: Your network marketing business is just that…a business!

Don’t treat your network marketing business like a hobby. Work it like a true business and you will soon see it turn into a business that generates the revenue you are searching for. Too many times people become involved with a network marketing company but do not devote the required time, resources or commitment to make it successful. It’s as if they know they already have a job so they can wait to really get things going with the network marketing business.

Tip #4: Go after the masses, not the one big hitter.

Too many times I see people chasing after friends and family or trying to land that “heavy hitter” and they end up totally disappointed. Remember that it comes down to simple mathematics. And the statistics show that out of every 100 people who join your business only 5 or 6 will really take off and build their business as you are. Therefore, make it a goal to recruit 100 people.

Tip #5: Work with those who are working.

It is easy to fall into the trap of spending your valuable time listening to those you sponsor who just want to talk but take no action. They come up with excuses of why they are not working but they complain when they are not growing a business. You don’t have time to waste with these types. Focus your energy assisting those who are actually putting forth the effort to build a business.

Tip #6: Be able to handle rejection.

The statistics show that 95 out of 100 people will tell you “no” so get used to that fact. It is fine that 95 will tell you “no” because at least now you know how many you need to talk to to get to your goals. Now you can focus on how to talk to that many. People don’t tell you “no” to hurt your feelings, they tell you “no” because what you have is not for them at this time. This is part of the sifting and sorting process. And besides, why would you want someone who doesn’t want to be there?

Tip #7: Follow up with your prospects! (This is critical)

Time and time again I see people get leads in their sales funnels but they do not call them and follow up with them. This is unacceptable. If you are going to have success building your business, you must follow up with your prospects.Don’t expect them to call you. You must take the initiative if you want to grow your business.

Tip#8: Don’t expect to build a business completely 100% for free.

A network marketing business is no different than any other brick and mortar business and it takes advertising to get customers. Advertising is never free and it comes in two types: (1) you work and put in a lot of time or (2) you pay for it. Many people don’t want to pay for it so they expect to get it for free. The problem is, they don’t want to work the required hours it takes to make free advertising effective. This creates a problem. Understand that no advertising comes without cost. You either pay for advertising with money or time and effort.

Tip #9: You must have an unwavering belief.

You must have an unwavering belief in yourself, the company you are promoting, and the goals you have set for yourself. If you have doubts, you will never reach your goals. You cannot listen to the negative remarks of others and let them bring you down. You need to focus on what you believe and work hard every day to accomplish what you set out to do.

Tip #10: This is a people business – help others to become successful!

Always, always remember that a network marketing business is about leveraging the efforts of others, It takes other people in your business to make you successful. Therefore, you must work to make those you sponsor successful. When you help enough other people become successful, you will become successful. Put others first and you will see rewards ten fold!

These 10 network marketing tips should be a great way for you to stay focused on your business and get the results you desire. Put the tips into action daily and see what happens!

5 Network Marketing Tips Inspired by the Occupy Wall Street Movement

It’s been really busy around here as we work to build our network marketing business, but the Occupy Wall Street movement has been something of a distraction for me lately.

Because honestly, I don’t know how I feel about it.

Yes, Wall Street should be held accountable, and I am all for checks and balances when it comes to making sure that good, hard-working people (and their money) are dealt with in a fair and legal way.

But I don’t feel like I’m part of the 99 percent.

For starters, while we’re not in the top one percent of income earners, we earn considerably more than the average American (not bragging, and if you’re familiar with our story, you know that this hasn’t always been the case; we have seen some pretty nasty times).

Beyond the money part, there’s a vibe to the current thinking that says that we can’t move forward until something outside of us changes. Something radical. Something out of our control.

And I just don’t buy into that.

Here’s what I think.

I think that network marketing professionals and others that help people build and sustain profitable online businesses are helping them to take financial control of their lives as they’ve never done before.

Network marketing pros are not wishing things would be different, or hoping for new legislation, a new Congress or president to take over.

They’re not thinking that things will get better when someone does something.

And they’re not necessarily praying that God will change people’s hearts (or whatever message is coming down from certain pulpits these days).

They’re not wishing, or hoping, or thinking, or praying… for anything.

What they are doing is taking massive action, and showing others how to do the same.

They’re making a commitment – to themselves, their families, and their future.

And they’re working our butts off to keep that commitment. Even when the going gets tough.

This isn’t a judgment call on the people that are putting their lives on hold as they work to effect change on a massive level.

There’s a place for that, and I respect their conviction.

But I’m in no position to leave what I’m doing to take a stand. To do so would hurt my family in ways I don’t want to think about. So my response is to build something that stands independent of what happens on Wall Street, as much as I’m able to do that - and to give others the tools and training they need to do the same thing.

There’s a statistic that swirls around the network marketing business that estimates that a full 97 percent of new business professionals will fail within their first three months of launching their company.

There are three possible (and probable) reasons for this:

1) They have unrealistic expectations of what it takes to build a network marketing business (and were most likely lured in by “get rich quick” promises that continue to mar the industry);

2) They have little to no marketing experience, which is critical for any business to survive; and/or

3) They don’t have a good team supporting, training, and challenging them to do what’s possible to do in this business.

That means that only three percent of people make it in network marketing.

Guess what.

You can be a part of that three percent.

You can beat the odds, and build something incredible – for yourself, your family, your world.

Now, I don’t know about you, but that sure beats waiting for something to happen.

Here are five network marketing tips that you can implement right now to take your network marketing business to the next level:

Network Marketing Tips – #1: Get Clear on What You Want

Take a half hour alone to sit in silence, and make sure you have a pen and paper handy. Turn off the phones, close down the laptop, and let your family know that you don’t want to be disturbed. Then, sit in that silence with your eyes closed, and ask yourself, “What do I want?”

Wait about 15 seconds, and then ask yourself again, “What do I want?”

Do this several times, and watch what comes up. Is it money that you want? If so, how much? Is it a like-minded business partner to help you grow your company, more support from your spouse of significant other, or just a few extra hours in the day to devote to what you’re doing? There are no wrong answers here, so don’t judge what comes up.

After you’ve spent a few minutes asking and then listening for the response, open your eyes and write down what comes to mind. Again, don’t judge. Just put it on paper.

Network Marketing Tips – #2: Document Your Day

Make a list of everything you do on a daily basis to build your company. Make this list as thorough and honest as possible, so that it’s a true reflection of the amount of time and effort you’re putting into what you do. Think of it as your own employee evaluation that will provide you with an overview of where you’re getting it right, and where there may be room for improvement.

As with step one, this is not time to judge. You’re just observing.

Network Marketing Tips – #3: Compare What You Want with What You’re Doing

Now, have a look at your two lists. Read over what it is you say you want, and then compare that with what it is you are doing every day to work towards that goal (or not). Now’s the time to fill in the gaps, if there are any. For example, if you’d like to increase your income by $3000 every month, after you’ve reviewed your two lists, make a third list of things that you can do to reach your goal, and schedule those things in and around what you’re already doing.

Network Marketing Tips – #4: Reach Out to Your Upline for Guidance

Almost there. Once you know what you want, what you’re doing, and what you may need to do in addition to hit your goals, reach out to your upline leader through phone or email, and set up a time to chat live. Make this your “huddle” call, where you reconnect with the person that got you into network marketing and pick their brains for their advice as to what you can do to get there from here. This call should take about a half an hour, and when you hang up, you should be pumped up and full of next steps.

Network Marketing Tips – #5: Take Action

Pick one thing that you can do – right now – to move your business forward. It can be something that you upline leader suggested, or inspiration from the lists that you drew up on your own. It doesn’t matter, just as long as you take action. There’s tremendous energy in these moments when you’re fired up and ready to go, and the magic happens when you move with that energy.

And that’s it. Keep your lists handy where you can review them from time to time, and make it a practice of repeating this five-step process about once a quarter. Doing so will help you stay on track with your goals and, slowly but surely, carve out your place within that three percent of network marketers who are making a difference in the world.